TERMS AND CONDITIONS

TERMS AND CONDITIONS

Effective Date: April 1, 2026 Revision Date: April 25, 2026 Version 1.1

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY COMPLETING A PURCHASE ON THE SECUSYASV WEBSITE OR PLATFORM, YOU ARE ACCEPTING AND AGREEING TO BE BOUND BY THIS AGREEMENT IN ITS ENTIRETY.

1. THE AGREEMENT
ValueMentor Infosec Limited(“ValueMentor,” “SecusyASV,” “We,” or “Us”), a company registered at Pepper House, Stockport, England SK7 5DP , and the purchaser (“Customer” or “You”) identified at the time of purchase, enter into this Terms and Conditions Agreement (“Agreement”). By completing a purchase on the SecusyASV website or platform located at http://www.secusyasv.com, You accept and agree to be bound by these terms in connection with any Security Services purchased.
This Agreement, along with any accepted Statement of Work (“SOW”) and all mutually agreed exhibits, collectively comprises the parties’ entire agreement.

2. SERVICES
SecusyASV provides a range of cybersecurity testing and compliance services, including but not limited to the following:
2a. ASV Scanning Services
Approved Scanning Vendor (ASV) external vulnerability scans performed in accordance with PCI DSS requirements. The scope of each scan — including target IP ranges, domains, and other targets — is defined by You at the time of purchase and is subject to verification by SecusyASV prior to initiation.
2b. Automated Security Testing
SecusyASV provides automated vulnerability assessments and security scanning services targeting web applications, network infrastructure, APIs, and related systems, delivered using industry-standard automated tooling and producing structured reports identifying vulnerabilities, misconfigurations, and risk exposures.
Scheduling and Execution
a. Automated tests may be initiated and scheduled directly by You through the SecusyASV platform (“Customer-Initiated Testing”). By submitting a test request, You confirm that the scope, targets, and timing are accurate and authorized.
b. All Customer-Initiated test requests are queued and executed based on SecusyASV’s operational backlog. The time at which You schedule a test is not guaranteed to be the exact time of execution. SecusyASV will endeavor to execute scheduled tests as close to the requested time as reasonably practicable, subject to platform capacity, queue priority, and operational constraints.
c. SecusyASV does not warrant or guarantee any specific execution time for automated tests. Delays caused by backlog, platform load, infrastructure constraints, or factors beyond SecusyASV’s reasonable control shall not constitute a breach of this Agreement or give rise to any right of refund or compensation.
d. You will be notified through the platform when Your test transitions through the following states:

Queued — Test request received and awaiting execution
Scheduled — Test assigned an execution window within the backlog
In Progress — Test actively running
Completed — Test finished and report available
e. SecusyASV reserves the right to re-prioritize the execution queue at its sole discretion, including in response to platform maintenance, emergency operations, or high-demand periods, without liability to You.
f. You are responsible for ensuring that Your systems and authorized targets remain available and accessible at the time of execution. If a test cannot be executed due to Your systems being unavailable, misconfigured, or blocking scan traffic, no refund will be issued and a re-execution may be purchased at the then-current applicable rate.
g. You may cancel a queued test request before it transitions to “In Progress” status to qualify for a refund under Section 5 of this Agreement. Once a test reaches “In Progress” status, the refund exclusion under Section 5b applies in full.
2c. Manual Security Testing
Expert-led, human-driven security assessments including but not limited to:

Web Application Penetration Testing — manual exploitation and logic-flaw testing beyond automated tool capability
Network Penetration Testing — internal and/or external manual assessment of network infrastructure
API Security Testing — manual review and testing of API endpoints for authentication, authorization, and data exposure issues
Mobile Application Testing — manual review and testing of mobile apps for authentication, authorization, and data exposure issues
Social Engineering Assessments — phishing simulations and human-factor testing where explicitly agreed in writing
Red Team Engagements — adversarial simulation exercises scoped and agreed in a separate Statement of Work (“SOW”)
2d. Scope and Authorization
a. The specific scope, targets, methodology, and deliverables for each engagement are confirmed at the time of purchase or, for complex manual engagements, in a mutually agreed SOW.
b. You represent and warrant that You hold full legal authority to authorize testing of all systems, networks, IP addresses, domains, and applications submitted within scope. SecusyASV accepts no liability whatsoever for unauthorized testing resulting from inaccurate or incomplete scope information provided by You.
c. SecusyASV reserves the right to decline or suspend any engagement where the submitted scope raises legal, ethical, or technical concerns, without liability to You.
2e. Service Delivery
a. Automated services are queued upon purchase and executed based on SecusyASV’s operational backlog. No fixed or estimated delivery timeframe is guaranteed. SecusyASV will endeavor to execute automated tests in a timely manner, but execution times are inherently dependent on platform capacity, queue depth, and operational conditions at the time of submission. You will be notified of progress through the queue state notifications described in Section 2b(d).
b. Manual testing engagements are scheduled mutually following purchase. Timelines for delivery are estimates only and may vary based on scope complexity and resource availability.
c. SecusyASV will deliver findings in a written report unless otherwise agreed. Report format and depth vary by service tier as described on the website at the time of purchase.
d. SecusyASV accepts no liability for any loss, damage, or inconvenience arising from backlog-related delays in the execution of automated tests, provided that SecusyASV is making reasonable operational efforts to process the queue.

3. PRICING
a. All prices displayed on the SecusyASV website are discounted promotional rates and are subject to change at any time without prior notice.
b. The price applicable to Your order is the price displayed at the time of purchase confirmation.
c. All prices are exclusive of applicable taxes. You are responsible for any sales, use, VAT, or similar taxes applicable to Your purchase, unless You hold a valid exemption certificate acceptable to SecusyASV.

4. PAYMENT OBLIGATIONS
a. Payment is due in full at the time of purchase, prior to the initiation of any scan or test.
b. You are responsible for ensuring payment is successfully processed. SecusyASV reserves the right to withhold Services pending receipt of cleared funds.
c. In the event of a disputed or failed payment, SecusyASV may suspend or cancel Your order without liability.
d. You are responsible to pay SecusyASV for the Services in advance of receiving Services, irrespective of whether SecusyASV issues or You receive an invoice for the Services.
e. Unless You are exempt pursuant to a valid exemption certificate reasonably satisfactory to SecusyASV, You agree to pay all applicable sales and other taxes that result from any transaction made pursuant to this Agreement, whether assessed to You or SecusyASV. You will not be responsible for taxes assessed based on SecusyASV’s net income or operations.

5. REFUND POLICY
a. No scan performed: If You request a cancellation before any scan activity has been initiated AND within 7 days of the original purchase time, You are entitled to a full refund of the amount paid. Refund requests submitted beyond the 7-day window will not be accepted under any circumstances, regardless of whether a scan has been initiated.
b. Scan performed: Once a scan has been initiated — whether in full or in part — no refund will be issued under any circumstances, even if the refund request falls within the 7-day window. This applies regardless of the outcome of the scan, including but not limited to scan failures caused by Your infrastructure, incorrect target information supplied by You, or scan results You consider unsatisfactory.
c. Refund requests must be submitted in writing to SecusyASV at refunds@secusyasv.com. The timestamp of receipt of Your written request by SecusyASV shall be the determining factor in assessing compliance with the 24-hour window.
d. SecusyASV’s determination of whether a scan has been initiated and whether a refund request falls within the eligible window is final and binding.
e. Refunds, where approved, will be processed within 10 business days to the original payment method used at the time of purchase.

6. AUTO-RENEWAL
a. All Services purchased through the SecusyASV platform — including ASV scans, automated security tests, and manual security testing engagements — are subject to automatic renewal at the end of each subscription or service period, as defined at the time of purchase (“Renewal Date”).
b. Unless You provide written notice of non-renewal to SecusyASV at ar@secusyasv.com at least 60 but no more than 120 days before the Renewal Date, Your subscription or service will automatically renew for an additional period equivalent to the original purchase term, at the then-current applicable rate.
c. SecusyASV will endeavor to provide You with a renewal reminder no less than 30 days before the Renewal Date. Failure to receive such a reminder does not exempt You from the auto-renewal obligation or the non-renewal notice requirements under Section 6b.
d. Upon auto-renewal, the full amount for the renewed period will be charged to the payment method on file at the time of renewal. You are responsible for ensuring Your payment details remain current and valid.
e. Cancellation of auto-renewed Services follows the same controls as the original purchase cancellation. Written cancellation notice must be submitted within 24 hours of the auto-renewal charge being processed, and only where no scan or test activity has been initiated under the renewed period. Once any scan or test has been initiated under the renewed period, no refund will be issued regardless of when the cancellation request is submitted. The same 24-hour refund eligibility window and all conditions under Section 5 apply in full to auto-renewed purchases.
f. Renewal Pricing: Pricing for auto-renewed periods is subject to change at SecusyASV’s sole discretion. There is no cap or limit on pricing adjustments between renewal periods. SecusyASV will endeavor to notify You of any pricing changes applicable to Your renewal no less than 30 days before the Renewal Date. Continued failure to submit a non-renewal notice as described in Section 6b following notification of a price change shall constitute Your acceptance of the updated renewal pricing. You are responsible for monitoring renewal pricing communications and for submitting timely non-renewal notices where updated pricing is not acceptable to You.

7. ACCEPTABLE USE AND RESTRICTIONS
a. The rights granted to You by this Agreement are granted solely to allow You to use the Services for Your own organization’s PCI DSS compliance and security testing purposes. SecusyASV has the right to monitor any and all use of the Services for any purpose without notice to You.
b. SecusyASV reserves all rights, title and interest in and to the Services, all underlying software, and Provider Materials, including all related intellectual property rights.
c. You may not, and may not permit any other person to: resell, redistribute, sublicense, or make the Services available to any third party; use the Services for any fraudulent purpose or in connection with the violation of any applicable law; interfere with or disrupt the integrity, security, or performance of the Services; reverse engineer, disassemble, or decompile any software or technology used in connection with the Services; or represent Yourself as an agent of SecusyASV or commit SecusyASV to any obligation under this agreement.
d. Any feedback, suggestions, or enhancement requests You provide to SecusyASV relating to the Services shall be deemed assigned to SecusyASV in full, including all related intellectual property rights.

8. DATA RETENTION AND CONFIDENTIALITY
a. Retention Period: SecusyASV retains all scan results, test reports, and associated data generated under this Agreement for a period of three (3) years from the date of the relevant scan or test execution (“Retention Period”). This retention is mandatory and required under applicable regulatory and compliance obligations, including but not limited to PCI DSS requirements governing ASV scan record-keeping. Early deletion requests cannot be accommodated where the data falls within the mandatory retention window. Upon expiry of the Retention Period, data will be securely deleted or anonymized in accordance with SecusyASV’s internal data handling procedures.
b. Access and Export Prior to Account Termination: During the Retention Period, You may access and download Your scan history, reports, and associated data through the SecusyASV platform at any time while Your account remains active. Prior to terminating Your account, You are strongly advised to export and retain copies of all scan reports and findings You wish to preserve. SecusyASV will provide You with a minimum of 30 days written notice before processing any account termination request, during which Your data will remain accessible for download. Following account termination, Your ability to access data through the platform will cease. However, SecusyASV will continue to retain Your data internally for the remainder of the three-year Retention Period. You may submit a written request to SecusyASV for retrieval of retained data during this period, subject to a time and materials charge at SecusyASV’s then-prevailing rates. SecusyASV accepts no liability for any loss of data arising from Your failure to export Your data prior to account termination.
c. Confidentiality: Scan results, reports, and all associated findings are treated as confidential. SecusyASV will not intentionally sell, share, or disclose Your scan data to any third party except where required by applicable law or legal process, where reasonably necessary to deliver the Services, or where You have provided prior written consent.
d. Your Responsibilities: You are responsible for maintaining the confidentiality of reports and findings once delivered. SecusyASV accepts no liability for unauthorized disclosure of scan data resulting from Your failure to implement reasonable information security controls.
e. Privacy: SecusyASV processes and retains data in accordance with applicable data protection legislation. SecusyASV’s Privacy Policy, available at http://www.secusyasv.com, governs the processing of any personal data retained under this Agreement and forms part of this Agreement by reference.

9. DISCLAIMER OF WARRANTIES
a. SecusyASV provides all Services on an “as-is” and “as-available” basis.
b. SecusyASV makes no warranty, express or implied, regarding the fitness of the Services for a particular purpose, merchantability, or the completeness or accuracy of scan or test results.
c. Scan and test results do not constitute a guarantee of PCI DSS compliance or security. Achieving and maintaining compliance and security remains Your sole responsibility.
d. Nothing in this Agreement may be construed as a promise or guarantee about the successful outcome of any Service engagement.

10. LIMITATION OF LIABILITY
a. SecusyASV’s total liability to You for any claim arising under this Agreement shall not exceed the amount actually paid by You for the specific Service giving rise to the claim during the 12-month period immediately preceding the first event giving rise to such liability.
b. Under no circumstances shall SecusyASV be liable for indirect, incidental, consequential, or punitive damages, including loss of data, loss of revenue, business interruption, or cost of procurement of substitute services, however arising and whether or not SecusyASV has been advised of the possibility of such damage.
c. SecusyASV shall not be liable for Service failures or delays caused by circumstances beyond its reasonable control, including Your failure to provide accurate information, network issues on Your end, infrastructure unavailability, labor disputes, epidemics, war, or force majeure events.

11. INDEMNIFICATION
a. You agree to indemnify and hold harmless SecusyASV, its officers, directors, employees, and agents from any claims, losses, damages, or expenses (including reasonable attorney’s fees) arising from: Your breach of this Agreement; unauthorized submission of systems or networks for scanning; Your violation of applicable law; or any claim that materials or information provided by You infringe any third party intellectual property right.
b. SecusyASV agrees to indemnify and hold You harmless from claims arising from the negligence or willful misconduct of SecusyASV personnel, or any claim that the Services as delivered infringe any third party intellectual property right.
c. SecusyASV shall maintain comprehensive public liability and professional liability insurance with combined single limits of no less than one million dollars ($1,000,000) per incident and one million dollars ($1,000,000) in the aggregate throughout the term of this Agreement. Evidence of such insurance shall be made available upon request.

12. GOVERNING LAW AND JURISDICTION
This Agreement shall be governed by and construed in accordance with the laws of the State of Texas and, as applicable, United States federal law, without regard to conflict of law principles. Any action or proceeding arising under this Agreement may be held only in a state or federal court in Texas. You waive any and all objections to the laying of venue or to personal jurisdiction in Texas.

13. NATURE OF PARTIES’ RELATIONSHIP
SecusyASV is an independent contractor and not a partner, agent, or employee of the Customer for any purpose. SecusyASV controls the manner and means of performing the Services and is responsible for managing and compensating its personnel. No withholding of federal or state income taxes, social security, or related contributions shall be made from payments distributed to SecusyASV.

14. ENFORCEMENT AND COLLECTION COSTS
SecusyASV reserves the right to withhold, suspend, or stop the performance of Services if You are delinquent in making any payments under this Agreement. You agree to be responsible for and to pay all of SecusyASV’s expenses and costs of collection, including attorney’s fees, actually incurred in connection with the enforcement of this Agreement or in connection with any breach or threatened breach of this Agreement by You.

15. ACCOUNT TERMINATION
a. Customer-Initiated Termination: You may initiate account termination by submitting a written termination request to support@secusyasv.com. The termination process will commence upon SecusyASV’s receipt and acknowledgment of Your written request. SecusyASV will provide a minimum of 30 days notice following receipt of Your termination request before processing the account closure, during which You retain full platform access including the ability to export Your data.
b. SecusyASV-Initiated Termination: SecusyASV may initiate account termination for cause immediately and without prior notice, including but not limited to material breach, non-payment, fraudulent activity, or unauthorized use of the Services; or without cause with a minimum of 30 days written notice to You.
c. Triggers for Termination: Account termination may be triggered by written termination request submitted by You; non-payment or persistent delinquency; material or repeated breach of this Agreement; fraudulent, abusive, or unauthorized use of the platform; or SecusyASV’s decision to discontinue Services.
d. Active and Queued Scans Upon Termination: Any scan or test that has reached “In Progress” status at the time a termination notice is issued will be completed in full before the account is closed. Any scan or test in “Queued” or “Scheduled” status will also be executed and completed as part of the termination process, unless You explicitly request in writing that specific queued tests be cancelled, subject to the refund eligibility conditions under Section 5. SecusyASV will not close Your account until all in-progress and queued scans have been completed and their reports delivered to You, except in cases of termination for cause where SecusyASV determines that immediate cessation of Services is warranted. Following completion of all active and queued scans, Your platform access will be revoked and Your account formally closed.
e. Unused Credits and Prepaid Balances Upon Termination: Any unused prepaid service credits, scan credits, or account balances remaining at the time of account termination are immediately and irrevocably forfeited upon account closure. No refund, compensation, or transfer of unused credits or prepaid balances will be made under any circumstances. You are advised to utilize any remaining credits or prepaid balances before submitting a termination request or before the effective date of any termination notice issued by SecusyASV.
f. Cure Period for Termination for Cause: Where SecusyASV intends to terminate Your account for cause, SecusyASV will provide You with written notice specifying the nature of the breach and a cure period of 10 calendar days from the date of such notice within which You must fully remedy the identified breach. If the breach is fully remedied to SecusyASV’s reasonable satisfaction within the Cure Period, SecusyASV will withdraw the termination notice. If the breach is not fully remedied within the Cure Period, SecusyASV may proceed with immediate account termination without further notice. The Cure Period does not apply in the following circumstances, where SecusyASV reserves the right to terminate immediately: fraudulent activity of any nature; unauthorized submission of systems for scanning; deliberate or malicious platform abuse; any activity posing an immediate security, legal, or reputational risk to SecusyASV; or non-payment persisting beyond 30 days from the original payment due date.
g. Re-Registration Following Termination: A customer whose account has been terminated may apply to re-register for a new SecusyASV account, subject to SecusyASV’s approval at its sole discretion. All outstanding obligations from a terminated account, including unpaid balances, indemnification obligations, and confidentiality obligations, carry over in full to any newly registered account held by the same individual, entity, or any related party, affiliate, or successor entity. SecusyASV reserves the right to decline re-registration where outstanding obligations remain unresolved, and to require full settlement of all outstanding balances as a condition of re-registration approval. Where an account was terminated for cause — particularly where termination arose from fraud, unauthorized scanning, or deliberate platform abuse — SecusyASV reserves the right to permanently bar re-registration. Re-registration does not extinguish obligations arising under this Agreement from the prior account.

16. FAILED PAYMENT GRACE PERIOD
a. Where an auto-renewal payment fails due to an invalid, expired, or insufficient payment method, SecusyASV will notify You immediately upon the failed charge attempt. You will be granted a grace period of 7 calendar days from the date of the failed payment notification within which to update Your payment details and complete the renewal payment.
b. During the Grace Period, Your account will remain active but new scan requests will be suspended pending resolution of the failed payment; any scans already in “In Progress” status will be completed in full; and queued or scheduled scans will be held in queue and will not be executed until the payment is successfully resolved.
c. If the outstanding renewal payment is successfully processed within the Grace Period, Your account will be fully reinstated, queued scans will resume normal execution, and no interruption of service will be recorded against Your account.
d. If the outstanding renewal payment is not resolved within the Grace Period, SecusyASV reserves the right to suspend Your account immediately upon expiry of the Grace Period; cancel all queued and scheduled scans subject to the refund eligibility conditions under Section 5; initiate termination proceedings under Section 15 including application of the cure period under Section 15f where applicable; and apply interest on the outstanding renewal amount from the date of the failed payment in accordance with Section 15h.
e. SecusyASV will make reasonable attempts to notify You of a failed payment but is not liable for failure to receive such notifications where caused by incorrect contact details, spam filtering, or other factors outside SecusyASV’s reasonable control. You are responsible for maintaining accurate and current contact and payment details on Your account at all times.
f. SecusyASV reserves the right to attempt to reprocess a failed payment up to three times within the Grace Period before treating the payment as definitively failed and initiating suspension proceedings.

17. CHARGEBACK POLICY
a. Immediate Account Suspension: Where You or Your payment provider initiates a chargeback, payment reversal, or dispute against any charge made by SecusyASV, SecusyASV reserves the right to immediately suspend Your account upon becoming aware of the chargeback, without prior notice and without liability, pending investigation and resolution of the dispute.
b. Chargeback Cost Recovery: You agree to be responsible for all costs SecusyASV incurs in connection with a chargeback, including chargeback processing fees levied by payment processors or card networks, administrative costs incurred by SecusyASV in responding to and contesting the chargeback, and reasonable attorney’s fees where legal action is required to recover the disputed amount.
c. Unjustified Chargebacks: Where SecusyASV determines that a chargeback was initiated without reasonable basis — including chargebacks raised against properly authorized charges, for services delivered in accordance with this Agreement, or in circumvention of the refund policy under Section 5 — SecusyASV reserves the right to contest the chargeback with all available evidence; recover the full disputed amount plus all associated costs; apply interest on the disputed amount from the original charge date in accordance with Section 15h; and permanently bar Your account from re-registration in accordance with Section 15g.
d. Legitimate Disputes: Nothing in this clause prevents You from initiating a legitimate payment dispute where You have a genuine and reasonable basis to do so. SecusyASV will cooperate in good faith with any properly initiated dispute resolution process.
e. Chargeback and Refund Policy Interaction: Initiating a chargeback does not constitute a valid refund request under Section 5. The refund eligibility conditions under Section 5 remain the exclusive mechanism through which refunds may be sought. Any chargeback initiated in circumstances where a refund would not have been available under Section 5 will be treated as an unjustified chargeback.
f. Reinstatement Following Resolved Chargeback: Where a chargeback is resolved in SecusyASV’s favor, Your account suspension will be lifted at SecusyASV’s discretion upon full settlement of all outstanding amounts including chargeback costs. Reinstatement is not automatic and is subject to SecusyASV’s assessment of the circumstances.
g. Repeat Chargebacks: Where You initiate more than one chargeback against SecusyASV within any 12-month period, SecusyASV reserves the right to permanently close Your account and bar re-registration regardless of the outcome of either chargeback, at SecusyASV’s sole discretion.

18. ENTERPRISE CUSTOMERS
a. SecusyASV offers tailored arrangements for enterprise customers, including invoiced credit terms, custom service scopes, dedicated support, and negotiated pricing. Such arrangements are governed by a separate Enterprise Agreement or Statement of Work and are not subject to these standard Terms and Conditions except where expressly stated in the Enterprise Agreement or SOW.
b. Where You are an enterprise customer operating under a separate Enterprise Agreement or SOW, the terms of that agreement shall take precedence over these standard Terms and Conditions in the event of any conflict, except with respect to intellectual property rights under Section 7, confidentiality obligations under Section 8, governing law and jurisdiction under Section 12, and indemnification obligations under Section 11.
c. Prospective enterprise customers wishing to discuss tailored arrangements should contact SecusyASV directly through the enterprise inquiry channel available at http://www.secusyasv.com. SecusyASV reserves the right to decline enterprise arrangements at its sole discretion.

19. NON-SOLICITATION
You and SecusyASV agree not to directly or indirectly solicit, hire, or otherwise engage the employees of each other during the term of or for a period of three years after the termination of this Agreement. Anyone violating this provision shall be liable to the non-violating party in the sum of one year’s direct salary of each employee solicited and/or hired as liquidated damages, not as a penalty.

20. AMENDMENTS
SecusyASV may amend this Agreement from time to time and all amendments will be effective immediately upon posting at http://www.secusyasv.com. In the event You do not agree to an amendment, You may give written notice to SecusyASV within 30 days of the amendment’s posting, in which case the amendment will not take effect until the earlier of the next renewal period or Your next request for any modification to the Services to which You are subscribed. Other than as stated in this section, this Agreement may not be modified except in a writing signed by an authorized agent of SecusyASV.

21. MERGER AND ENTIRE AGREEMENT
This Agreement and each accepted SOW contain the entire and only agreements between the parties with respect to the subject matter hereof and supersede all prior communications, negotiations, and agreements, proposed or otherwise, written or oral. Neither party has relied or will rely on any statements or representations made by the other party except to the extent expressly stated in this Agreement or in an accepted SOW. If any provision in a SOW conflicts with the terms of this Agreement, the terms of this Agreement will control.

22. NOTICES
All notices, requests, and other communications under this Agreement must be in writing and delivered to SecusyASV at legal@secusyasv.com or by post to ValueMentor Inc, 6201 Bonhomme Rd, Houston, Texas. Notices will be deemed given on the date of delivery by email or nationally recognized overnight courier service.

23. FURTHER PROVISIONS
a. Severability: If any provision of this Agreement is held invalid or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
b. Assignment: You may not assign this Agreement, any SOW, or any rights or obligations under them, in whole or in part, without the prior written consent of SecusyASV. SecusyASV may assign this Agreement without restriction.
c. Injunctive Relief: Breaches of Sections 7, 8, and 19 of this Agreement will cause irreparable harm for which there would be no adequate remedy at law. Both parties agree that injunctive relief may be sought to prevent or stop any such breach without requirement for the posting of a bond or proof of irreparable harm.
d. Jurisdictional Interest Rate Compliance: Where any interest rate applied under this Agreement exceeds the maximum rate permitted by applicable law in Your jurisdiction, SecusyASV will apply the locally permitted maximum rate in its place. You are responsible for informing SecusyASV of any applicable local rate limitations at the time of account registration or upon becoming aware of any such limitation.
e. Waiver: Failure by either party to enforce any provision of this Agreement shall not constitute a waiver of that party’s right to enforce such provision or any other provision in the future.
f. Headings: Section headings are included for convenience only and are not to be used as an aid in interpretation.

ValueMentor Infosec Limited — SecusyASV Pepper House, Stockport, England SK7 5DP Effective April 1, 2026